My good friend sent me personal finance advice that I thought I would pass on this information to Keeping Nickels readers.

I personally recommend and use TaxAct. People should remember that they may be able to access free filing services via IRS’s FreeFile program Check www.irs.gov/efile for details after January 16.  A lot of people  still don’t realize how much faster they will get their money if they do it onlin, and still file paper returns or, even worse, get the “loans” from the filing services.

Another little personal finance thing: I recommend to anyone the American Express Blue card which has no annual fee and the same excellent Amex 24-hour emergency travel assistance services.