How much? Whats The Cost shows the real cost of things.  It is a site full of financial calculators for expenses like mortgages, credit card. It also has calculators for smokers and or social drinkers and you should see how much it  really costs financially. (via Lifehacker)

7th Heaven. Top 7 Free Personal Finance iPhone Apps. (via Lifestyler)

Feed The Pig email newsletter recommends to start saving now for holiday shopping.  If you put aside $ 10/week, you will have a nice a little headstart on Christmas gfts.  Look for Christmas deals.  Overstock is a good place to start.

Peer-To Peer Lending gets a new life since the banks are lending less to consumers.

To Close or Not Close a Paid off Credit Card. Keep the account. Cut up the card.