Back in the day (early 90s), I used to get excited to get solicitations from credit card companies because I thought it meant that I was credit-worthy. Now I can’t stand getting them. If you hate receiving them too, then you can opt out.

How to avoid a tax audit: Being self-employed can unfortunately raise a red flag and be the focus of the IRS’s attention.  The good news is you can avoid a tax audit by not rounding off numbers, and deducting home office accurately.

A great way to avoid any problems with your taxes is to take a bookkeeping seminar. The Freelancers Union is offering an online bookkeeping seminar on September 29.

Improve your savings. Here are some tips on how to do it.

Invest smartly. Check out Plantly, a new site that creates an investment plan based on YOUR goals.