Credit Card Apr Rates, Dubious Credit Card Offers, and Loaning Money To Family

cupcake crawl

From the blog Consumerist, here are three recent posts that you may want to read.

It is time to pay off that credit card debt as the average credit card APR is about 15%.

If you have lower credit score and are surprised that you received a credit card offer, don’t be flattered. It is a way debt collectors can resurrect old debt.

How to lend money to family? Short answer. Carefully, and be cool with saying no. Read the long answer which includes making a contract.



Nichelle Stephens is a blogger, cupcake enthusiast, editor, event producer, and social media strategist. Nichelle is the co-founding editor of Cupcakes Take The Cake, the most popular blog about cupcakes. Nichelle lives in suburban Atlanta after toiling for years in Brooklyn, New York. Nichelle is also the founder of Keeping Nickels, a personal finance and business accounting blog for freelancers and entrepreneurs. Nichelle is also the founder of lifestyle and pop culture blog, CoolBlkPpl.