There is an age old question the face many peoples minds everyday, should I rent or buy? Although the below infographic won’t make up your mind forever it is a good reference for information on both trains of thought. Enjoy the graphic, maybe you will learn something on the way! From: Home Insurance Blog
Archive for the ‘personal finance’ Category
Top Tips for Better Credit Management
May 16th, 2012 
Jenna If you’re a chronic spender like me, listen up. It turns out that taking out multiple lines of credit and racking up colossal mounds of debt isn’t good for your credit score, or your personal finances in general. Who knew? In all seriousness though, problem credit spending is something many Americans are all too familiar [...]
Making Your Finances Manageable On A Day-To-Day Basis
April 26th, 2012 Jenna There are many reasons that can explain why we aren’t on top of our investments or acting responsibly with our money. Perhaps we can’t manage to restrain our spending. Perhaps our investments were poorly-chosen. Perhaps we’re already struggling to make ends meet with what we have. Of all these possible reasons, none are more common, [...]
Smarter Bank Is A Bank That Helps You With Student Loans
April 10th, 2012 Nichelle Student loans are one of my personal finance pain points. Every time I try to get ahead on them, something comes up and I get behind again. It must be hard for people like me who are self-employed. Today I hear about the launch of Smarter Bank which is an online bank that helps you [...]
Make Lemonade With Your Receipts Using Lemon.com
February 24th, 2012 Nichelle From Pando Daily, I hear about Lemon.com. Lemon is a mobile app that stores all your receipts for purchases digitally. The great thing is that it is available on Android, iPhone, Blackberry. This looks like a good personal finance tool. Lemon allows you to take a picture of your receipts with your phone and extract [...]
How To Be Your Own Freelance Career Coach
February 21st, 2012 Nichelle I like to think that I am good at the freelance hustle, but currently it has been difficult. Reading this GOOD article by Courtney Martin is a good one to read. Here’s a clip: What does that look like in practical terms? First, I have a strategic plan that I revisit once a month or [...]
Posted in entrepreneurs, jobs, personal finance 
Tags: courtney martin, freelancer, freelancing, good.is 
No Comments »Smarty Pig Launches GoalSaver
February 10th, 2012 Nichelle Via Silicon Prairie News SmartyPig, an online social savings platform, today announced a pair of big changes. The Des Moines-based company will go by a new name, Social Money Systems. It also will offer a new product, GoalSaver, which is a customizable, social savings, transaction-focused platform for banks that utilizes a bank’s brand and regulatory and compliance systems [...]
Know The Difference Between Traditional IRA And Roth IRA
January 5th, 2012 Nichelle Good has very informative article about understanding IRAs. Here’s a bit below, but I suggest you read the full article. In the traditional IRA, most taxpayers can elect to put up to $5,000 into an IRA annually ($6,000 if you’re over 50), and deduct that from their taxable income. Since this is pre-tax, it lowers [...]
Posted in financial literacy, personal finance Tags: betterment, IRAs, retirement, roth, saving No Comments »Credit Card Apr Rates, Dubious Credit Card Offers, and Loaning Money To Family
January 4th, 2012 Nichelle From the blog Consumerist, here are three recent posts that you may want to read. It is time to pay off that credit card debt as the average credit card APR is about 15%. If you have lower credit score and are surprised that you received a credit card offer, don’t be flattered. It is [...]
Posted in advice, banks, credit cards, money, personal finance Tags: consumerist, credit cards, lending money No Comments »Manilla: The Dashboard For Bill Payments, Travel Points and More
October 28th, 2011 Nichelle A few weeks I went to a lunch event for Manilla. Manilla is a FREE lifestyle and personal finance dashboard. What I like about Manilla is that is facilitates you to be more proactive with your money and subscriptions. You can set bill reminders and do bill payments for utilities like cable, electric, phone. You [...]
Take Five: Social Media Interns, Fat Wallet, Hire Lite, Failure is Good
August 11th, 2011 Nichelle Did you get and/or looking to hire a social media intern? Read these tips on managing them. Is your wallet fat? Slim it down and spend less money. I really like this article. Nine reasons why failure is not fatal. Looking to hire a developer, programmer? Looking for a job? Check out HireLite. Site I [...]
Take Five: Finovate, Manilla, Small Business Advice, Loosecubes, Fab
August 4th, 2011 Nichelle Finovate Fall is coming soon to NYC. Early bird registration ends August 12. I will be there as press this year. Small Business Accounting Advice: The New York Times has published a great guide for entrepreneurs about basic accounting. Bookmark this! Manilla organizes your utility bills, travel reward programs, Hearst magazine subscriptions, credit cards and [...]
Posted in accounting, business advice, personal finance, small business Tags: fab, finovate, manilla 1 Comment »Don’t Quit Your Job!
July 28th, 2011 Nichelle DO NOT QUIT. I mean it. Unless you plan on being an entrepreneur or working for yourself. If you hate your job, but want another one, stay at your current job. Use the time at that job to look for another one. I say this because many employers are not hiring people who are unemployed. Did [...]
Eight Least Evil Banks
July 19th, 2011 Nichelle CNN.com has a list of the “eight least evil” banks. I doubt Capital One and PNC qualify to be on the list, but most credit unions around the US are pretty good. Will ING Direct stay on the list after the merger with Capital One goes through? I wonder…
Betterment Lowers The Hurdles Of Investing
July 12th, 2011 Nichelle Last fall I met Jon Stein, the founder of Betterment at Finovate East. A few weeks ago I met with Jon to talk about Betterment. Initially I thought it was a dashboard for all your investments similar to Mint, but Jon explained that Betterment is more than that. It is an investment portfolio that any [...]
